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What is the return procedure for installment purchases?
The buyer, within 14 days of receipt of the order, sends a statement of cancellation to the store and returns the goods. Cancellation of the sales contract does not result in cancellation of the loan agreement. The seller must therefore return the money, received for installments, to the buyer's account. The customer, in turn, must transfer the amount to the lender's account, at the same time informing the lender of the loan cancellation.
What happens if I don't get a loan?
Nothing, the purchase of items occurs only after successful verification of the authorization transfer, a positive decision by the lender and approval of the loan by the seller.